Tell us a bit about your background.
I was born in Lagos, Nigeria, in 1991. I went to primary and secondary school in Nigeria and then moved to England when I was 14, completing secondary school and university. I started writing from a young age; I wrote my first novel at the age of 10. I took it very seriously; it was going to be a masterpiece! Growing up in Nigeria, the media was western facing, with a huge fascination with America and England. So, while living in Nigeria, my writing reflected the media I was exposed to. My stories…
With the effects of climate change and pollution becoming more apparent, the impact they have on our environment is hard to ignore. From rising temperatures to desertification and melting ice caps, it is evident that our environment should be a priority, and it increasingly is. Beyond creating awareness about one of our century’s biggest challenges, the conversation about climate change has led to varying innovative solutions to combat its effect and hopefully change the way we live. The result is the opportunity to invest in companies that aim to achieve market-rate financial returns while pursuing environmental and/or social impact, commonly…
The ‘pink tax’ is a phenomenon often attributed as a form of gender-based price discrimination, with the name stemming from the observation that many of the affected products are ‘pink’ or produced for female consumers. There is a broad tendency for products marketed for women to be more expensive than those sold for men, despite either gender’s choice to purchase either product.
In 2016, an investigation carried out by The Times found that women and girls were being charged on average 37 percent more for toys, cosmetics, and clothes (including school uniforms) than their male counterparts¹. In the same year…
Tell us a little bit about your background?
I graduated from Brunel University in 2010 with a Business & Management (accounting) degree. I was enthusiastic about entrepreneurship, but I could not financially afford to become an entrepreneur or work in a start-up because I had a family to support. I went into a career in management consulting working at Ernst & Young with a deferred entry, which meant that I had a year out before starting work. While I was waiting to start work, I temporarily worked in a private equity firm’s accounting functions and a property firm. Once I…
The start of a new year usually brings an opportunity to start afresh and set new goals. Whether your goals are to build your emergency fund, pay off debt, invest, or put more money towards your pension, here are a few tips that could help you reach them.
Take stock of the year before.
A great starting point for setting financial goals for the year is performing a review of your finances from the year before. A review allows you to identify what worked and what did not. These findings will inform you of what changes you might need to…
Tell us a bit about your background.
I studied Law at University of Warwick as any good Nigerian child would. Following graduation, I worked for a financial PR company and a lot of my clients were banks and investment houses. I worked as a researcher and I became familiarised with how banks and the monetary system works. I was also learning the value of research, data and developed my communication skills through the writing of press releases & articles. Since then, I have worked both in marketing and more recently as a Finance Manager in the charity sector. …
How to Start Investing with Zero Experience
For almost anything in life, taking the first step is the hardest. No matter how prepared you think you are, taking the first step at anything new, is always the hardest thing to do. Whether you’re learning a new language or starting a new job, the initial hurdle is half of the battle. When it comes to investing, it is no different. Whether you want to invest £500 or £5000. If you have never done it before, it can be overwhelming and intimidating to figure out how to start.
Here are a few…
The Racial Investment Gap
A look at pretty much any dataset relating to wealth outcomes in the UK reveals a similar theme: people from ethnic minority backgrounds hold less wealth, are lower paid, and have higher rates of employment than their White British counterparts. This theme is even more pronounced when you look at the black community in particular.
The Runnymede Trust’s ‘Colour of Money’ report published in April 2020 showed that for every £1 of wealth held by White Britons, Black Caribbean Brits had 20p and Black African Brits had 10p. …
Tell us a bit about your background.
I had my formal education in Lagos, Nigeria; secondary school at Queen’s College and my undergraduate degree in Accountancy at the University of Lagos. After that I completed my professional accountancy exams (ACA) in the UK, whilst working with Coopers and Lybrand in London for 5 years (which has since merged into PwC). After qualifying as an accountant in the UK, I returned to Nigeria for a while before going onto to Harvard Business school for my MBA.
Tell us about your journey into Healthcare and your experience so far?
I decided to…
Millennials and Consumer Activism
Millennials [i] are the most likely generation to base the choice of brands they patronise on the business ethos of the brand. The younger generation increasingly expect business and companies to be value-driven, linked to social causes and express political values similar to theirs. This extends beyond buying behaviour and is also reflected in the investment decisions they make. In 2019, an Allianz Life ESG Investor Sentiment Study from 2019[ii] found that although only 17% of millennials actively investing in ESG (Environmental, Social & Governance) products. About 64% of them acknowledged that ESG issues were important…
Wealth8 is a digital wealth and investment service designed to democratize access to wealth opportunities for black and ethnic communities.